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Instant Funded EoD Maximum Drawdown Explained

Instant Funded Accounts use an End-of-Day Maximum Drawdown.

The starting Maximum Drawdown is 5%.

How does EoD Maximum Drawdown work?

The drawdown level:

  • Does not reset daily

  • Can move upward

  • Never moves downward

  • Is reviewed at 00:00 UTC

  • Moves upward when a new account high is recorded

  • Eventually stops trailing once its applicable ceiling is reached

Example 1: Starting balance = $100,000, EoD trailing max. drawdown = $5,000. Your floor starts at $95,000. After a few days your account closes at $104,000 at UTC 0000, a new reference high, so the floor moves up to $99,000. Your account then dips to $101,000 during the next day. No breach, since $101,000 is above $99,000.

Example 2: Same account. Over time your equity reaches $108,000 at end of day, a new reference high. The ceiling for the floor is +2% of initial balance = $102,000. The drawdown floor locks at $102,000 and never trails higher. If your equity later drops to $101,990, which is below the $102,000 floor, then account is breached.

Is drawdown equity-based?

Yes.

Your account equity includes:

Account Balance + Unrealized Open P&L

This means an open losing trade can cause a drawdown breach even before the position is closed.

Example - $2,000 Instant Account

Your starting account balance is:

$2,000

Your 5% Maximum Drawdown equals:

$100

Your initial drawdown level is therefore:

$1,900

Now assume your account reaches a new recorded EoD high of:

$2,060

The $100 drawdown distance trails upward, moving the drawdown level to:

$1,960

If your equity later falls below $1,960, the account breaches the Maximum Drawdown.

If the account later drops in value, the drawdown threshold does not move back down.

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